IINSURE365

Business Description

You won’t find iInsure365 on comparable websites, so contact us direct for a competitive quote. We don’t compromise on quality – our building insurance offers all the cover a landlord would normally require: Our policy is exclusive to ourselves and has been targeted towards buy-to-let landlords, people who rent their property, investment landlords and property companies.

Insure your property today with the number one suppliers of Landlords Insurance in Brighton and throughout the UK!

Business Services
All the following come as standard features of our buy-to-let insurance policy and at no extra cost to landlords:

•Insurance certificates produced immediately
At iInsure365 you do not need to wait for your documentation. Completing on a buy-to-let property can be stressful. We understand this and can email or fax the necessary paperwork direct to your lender if required.
•Low Flat Rate throughout the UK (subject to a post code check)
Our rate is the same across the country subject to a post code review to check the flood and subsidence history.
•Loss of Rent (up to 30% sum insured)
"Most policies will compensate you for loss of rent following damage from an insurable peril like fire or flood damage, if the property is uninhabitable usually 20% of the sum insured but some policies are up to 30%." ARLA (Association of Residential Letting Agents)

We know it is essential to protect your income, therefore we insisted our landlord cover includes up to 30% of the building sum insured for loss of rent, ensuring your bank balance stays in good shape should damage or building work make your property uninhabitable.

•£5 Million Property Owners Liability
"It is very important that your policy includes Property Owners liability cover against injury or death to individuals on or adjacent to your property. Basic low cost polices may not include this cover." ARLA (Association of Residential Letting Agents)

Landlords are right to be concerned about the substantial risks that can be posed by third party liabilities. In today’s litigious society, anyone operating a business, and a landlord is certainly doing that can easily find themselves involved in a lawsuit. It is more vital than ever that your insurance covers you against your legal liability for death or injury to individuals on or near your property, for example: tenants, visitors and guests, meter readers, postmen and anyone else who may access your property. Furthermore, local authorities and universities will normally specify minimum cover requirements for properties let to housing benefit tenants or students.

iInsure365 has £5 million Property Owners Liability included in our landlords buildings insurance policy at no extra cost, while some other providers policies may only include £2 million.
•Accidental damage cover
This cover is designed to protect landlords and buy-to-let property owners against damage caused by an unintentional one-off incident and includes damage by your tenants to your buildings.
•Malicious damage cover
This cover is designed to protect you against damage to your property by any malicious persons including your tenants. An essential feature for all landlords.
•Dedicated claims department
Any queries relating to claims on our landlords buildings insurance policy are handled by our brokers Lucas Fettes. This ensures any claims are dealt with in the quickest and most efficient way.
•Upto £25000 Landlords contents cover
It is essential that you insure the items you own such as carpets, sofas, chairs and even pictures in case they become damaged or stolen. We have included £25000 worth of landlords contents cover absolutely free in our insurance policy (Cover depends on insurer)
•Free amendments to your property schedule
As part of our service we will make any amendments to your property schedule, for example changing a noted interest or the freeholder details free of charge and we guarantee to make the changes within 24 hours of notification to us. We're not a broker therefore do not charge brokerage fees and do not add an 'administration' charge for processing your paperwork.
•Alternative accommodation
It's important not to overlook areas such as alternative accommodation insurance in the event your property becomes uninhabitable. The iInsure365 policy for landlords meets the reasonable costs of obtaining and renting alternative accommodation.

Business Products
Our policy includes everything a landlord would usually require, at extremely competitive prices. We compared our discounted premiums against three of our main competitors and here’s what we found…
Endsleigh
£529.70
Paragon
£332.87
Alan Boswell
£297.05
iInsure365
£237.71

*Quotes based on £150k sum insured with no claims and student tenants.

iInsure365 were £59.34 cheaper than our nearest competitors, with an average saving of £148.83!
Quotes were obtained on the 1st of January 2012 and are inclusive of 6% IPT.
If your renewal is not due, please still contact us. We can contact you on renewal for a quotation!
CALL TODAY ON 01273 827090 OR EMAIL US AT
[email protected]
www.iInsure365.co.uk

Business Staff & Management
Mark Harrington
Managing Director
01273 827090
[email protected]
Mark Harrington who has had a successful career as the owner of Harringtons Lettings has recently retired from lettings to focus on insurance. He has been dealing with insurance for 2 years and also runs a very busy Acquisitions Dept.

Charlotte Harris
New Business Director
01273 827092
[email protected]
Charlotte worked at our sister company, as Lettings Manager, for eight years and has now been with iInsure365 for over three years. She is responsible for dealing with and creating new business. Charlotte benefits from a wealth of knowledge of the Lettings Industry and as a result, an insight into Landlords' expectations. She has built up a strong client base and especially enjoys the challenge of getting our Landlords an excellent deal on their Insurance.

Lisa Slater
Administration Manager
01273 827090
[email protected]
Lisa joined the administration department three years ago having previously worked for an international property investment company. She is responsible for generating the paperwork and providing support to the sales team.

Sarah Carter
Administration
01273 827090
[email protected]
Sarah previously worked in the administration department of a lettings company and has recently joined the iInsure365 administration department on a part time basis. With years of experience in both Adminitsration and Lettings she too benefits from a knowledge of our Landlords' requirements.

Jamie Simpson
Administration and Marketing
01273 827093
[email protected]
Jamie Simpson recently joined iInsure365 and is heading the Administration and Marketing Department. He has a vast knowledge through previous experience of marketing and full time administration and backs up both Charlotte Harris and Kerry Mayo.

Hannah Murphy
Administration
01273 827090
[email protected]
Hannah has worked for iInsure365's sister company for over ten years and has recently joined the iInsure365 administration department on a part time basis. With knowledge from experience in Acquisitions, Lettings and Insurance, Hannah brings a great deal of knowledge to her role in Administration.